Use FileBob’s free Loan Eligibility Checker to find out how much loan you can get for Car Loan, Bike Loan, Personal Loan, or Home Loan. This calculator follows standard Indian bank and NBFC eligibility rules.
Banks usually allow EMIs up to 40–50% of your monthly income. Our tool helps you estimate your eligibility instantly before applying.
Loan eligibility is calculated using the FOIR (Fixed Obligation to Income Ratio). Most banks allow EMIs up to 50% of monthly income.
If your income is ₹50,000 and EMIs are ₹10,000, your maximum eligible EMI may be ₹25,000.
Is this loan eligibility checker accurate?
Yes, it follows standard banking rules. Final approval depends on banks.
Does CIBIL score matter?
Yes. A score above 700 improves approval and reduces interest.
Which loan is easiest to get?
Personal loans and bike loans are usually easier than home loans.
This tool is for informational purposes only. FileBob does not provide loans. Loan approval depends on bank policies and credit evaluation.
Explore more tools: EMI Calculator | Check Your CIBIL Score