AY 2026-27 Pension Income Tax Return

ITR Filing for Pensioners

Professional Income Tax Return filing services for pensioners. Get assistance for pension income, family pension, FD interest, savings account interest, AIS verification, Form 26AS reconciliation and income tax refund processing.

File Pension ITR @ โ‚น118

Income Tax Return Filing for Pensioners

Pension received after retirement is generally taxable under the head Salary. Pensioners are required to file their Income Tax Return if their total income exceeds the basic exemption limit or if they wish to claim a tax refund.

FileBob helps pensioners file their Income Tax Return accurately by verifying pension income, TDS deductions, bank interest income, AIS data and Form 26AS details.

Pensioners can claim deductions under various sections of the Income Tax Act and may also be eligible for income tax refunds where excess TDS has been deducted.

Who Can Use This Service?

  • Government Pensioners
  • Private Sector Pensioners
  • PSU Pensioners
  • Defence Pensioners
  • Railway Pensioners
  • Senior Citizens
  • Super Senior Citizens
  • Family Pension Recipients

Income Covered

  • Pension Income
  • Family Pension
  • Savings Bank Interest
  • Fixed Deposit Interest
  • Recurring Deposit Interest
  • Income Tax Refund Interest
  • Other Interest Income
  • One or Two House Properties

Documents Required

  • PAN Card
  • Aadhaar Card
  • Pension Payment Order (PPO)
  • Pension Statement
  • Bank Account Details
  • AIS Report
  • Form 26AS
  • Interest Certificates
  • Investment Proofs
  • Home Loan Statement (If Applicable)

Taxability of Common Pensioner Income Sources

Income Source Tax Treatment
Regular Pension Taxable under Salary
Family Pension Income from Other Sources
Savings Account Interest Taxable
FD Interest Taxable
RD Interest Taxable
Tax Refund Interest Taxable

Why File Pension ITR Through FileBob?

  • Expert review of pension income
  • AIS and Form 26AS verification
  • Interest income reconciliation
  • Refund claim assistance
  • Tax regime comparison
  • Senior citizen tax guidance
  • E-verification support
  • Quick processing and filing

How We File Your Pension ITR

  1. Collection of pension and bank documents
  2. Verification of AIS and Form 26AS
  3. Computation of taxable income
  4. Selection of suitable tax regime
  5. Preparation of Income Tax Return
  6. Return filing on Income Tax Portal
  7. E-verification assistance
  8. Refund tracking support

Frequently Asked Questions

Can pensioners file ITR-1?

Yes. Most pensioners having eligible income sources and total income within prescribed limits can file ITR-1.

Is pension taxable?

Yes. Pension is generally taxable under the head Salary and should be reported in the Income Tax Return.

Is family pension taxable?

Family pension is taxable under the head Income from Other Sources and eligible deductions may be available as per the Income Tax Act.

Can pensioners claim deductions under Section 80C?

Yes. Eligible investments and payments can qualify for deductions under Section 80C and other applicable sections.

Can pensioners receive income tax refunds?

Yes. If excess TDS has been deducted or excess tax paid, the refund can be claimed through the Income Tax Return.

File Your Pension Income Tax Return Today

Professional filing support for pension income, family pension, bank interest income and refund claims.

Start Filing @ โ‚น118